Welcome to LAP Foundations

Mr. McCrea's innate ability to simplify the complexities of the business financing world has led him to become a highly sought-after financial advisor.

Herbert understands his clients’ financial needs & assists them with their organizational structure to gain access to lines of credit both personal and business.

With 13 + years in the financial industry, Herbert offers a strategic, comprehensive financial plan for individuals & business owners to build sustainable wealth that will leave an inheritance for the generations to come.

Since its inception in 2008, Royalty Financial Services have offered services in wealth management, investment consultation, credit building, tradeline establishment, business funding, & Forex training, to name a few.

The key to Mr. McCrea's success at Royalty Financial Services is attributed to his simple yet highly effective method of approaching finance in a relatable, compassionate & nonjudgemental way.

In addition to being a power player in the financial industry, Herbert McCrea, Sr. is a husband, father, mentor, angel investor, community servant, philanthropist, speaker, and a football coach. 

 Evette McCrea is a devoted wife and proud mother of 7 beautiful children. I am a licensed Insurance broker, Credit & Financial Advisor who has consulted many families & individuals in the financial services industry for over 15 years. 

Mrs. McCrea is the visionary & founder of DODA'S Int'l Women ministry & a certified Life Coach with Lifetime Courses International.  

As a financial investor, I understand the importance of securing your family's future. With over 15 years of experience consulting families and individuals in the financial services industry, I'm passionate about helping others reach their goals. 

My goal is to help you create a secure and vibrant financial plan that protects your family’s interests both now and in the long term. Whether you are looking for guidance on how to protect yourself from unexpected risks or planning for retirement, I can provide you with sound advice, resources and solutions that will ensure your finances are secure for years to come. 

With my expertise as an insurance broker, credit & financial advisor, let me guide you on the journey towards achieving your dreams!  Let’s work together to build a solid financial foundation for you and your loved ones. Let me help you become a savvy investor and thrive in the financial world. I will be with you every step of the way!  So, take the first step today and let’s get started!  Together, we can make sure that your future is safe and secure.   

Phillip Johnson is a highly-respected consultant who has helped start and manage many new businesses. He has worked with businesses of all sizes, helping them develop the right strategies to succeed. He takes pride in providing sound advice and guidance that ensures every company he works with reaches its full potential. Phillip is an expert in organizational structure and knows how to develop the best plans for businesses so that they can thrive and reach their goals. He has successfully helped numerous companies maximize their resources. He is passionate about helping new businesses get off the ground, providing valuable insight into design best practices as well as optimal organizational structure so that they have the best chance of success.